{"id":7258,"date":"2024-04-29T16:47:57","date_gmt":"2024-04-29T23:47:57","guid":{"rendered":"https:\/\/seiu775benefitsgroup.org\/retirement\/%d0%bf%d0%bb%d0%b0%d0%bd%d1%83%d0%b2%d0%b0%d0%bd%d0%bd%d1%8f-%d0%b2%d0%b8%d1%85%d0%be%d0%b4%d1%83-%d0%bd%d0%b0-%d0%bf%d0%b5%d0%bd%d1%81%d1%96%d1%8e\/"},"modified":"2024-09-25T12:19:27","modified_gmt":"2024-09-25T19:19:27","slug":"planning","status":"publish","type":"page","link":"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/planning\/","title":{"rendered":"\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7258\" class=\"elementor elementor-7258\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-643370af e-con-full banner banner_image_right e-flex e-con e-parent\" data-id=\"643370af\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-16bd0f86 callout e-con-full e-flex e-con e-child\" data-id=\"16bd0f86\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd9681 elementor-widget elementor-widget-text-editor\" data-id=\"58fd9681\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/h1>\n<h4>\u041f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u044f\u043a\u043e\u0441\u0442\u0456 \u0436\u0438\u0442\u0442\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432.<\/h4>\n<p>\u0412\u0430\u0448 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f) \u0454 \u043b\u0438\u0448\u0435 \u043e\u0434\u043d\u0438\u043c \u0456\u0437 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443 \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0412\u0430\u0436\u043b\u0438\u0432\u043e, \u0449\u043e\u0431 \u0443 \u0432\u0430\u0441 \u0431\u0443\u043b\u043e \u043a\u0456\u043b\u044c\u043a\u0430 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443, \u0449\u043e\u0431 \u0432\u0438 \u043c\u0430\u043b\u0438 \u0437\u043c\u043e\u0433\u0443 \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043e\u044e \u043b\u044e\u0434\u0438\u043d\u043e\u044e.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176285f1 section_jumpto e-flex e-con-boxed e-con e-parent\" data-id=\"176285f1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-367e1da jumplist elementor-widget elementor-widget-text-editor\" data-id=\"367e1da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u041f\u0435\u0440\u0435\u0439\u0442\u0438 \u0434\u043e:<\/p>\n<ul>\n<li>(\u0412\u0438\u0431\u0435\u0440\u0456\u0442\u044c \u0440\u043e\u0437\u0434\u0456\u043b)\n<ul>\n<li><a href=\"#Common-Sources\">\u041f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0434\u0436\u0435\u0440\u0435\u043b\u0430 \u0434\u043e\u0445\u043e\u0434\u0443 \u0432 \u0440\u0430\u0437\u0456 \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/a><\/li>\n<li><a href=\"#IRA\">\u0406\u043d\u0434\u0438\u0432\u0456\u0434\u0443\u0430\u043b\u044c\u043d\u0456 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u0440\u0430\u0445\u0443\u043d\u043a\u0438 (\u0406\u041f\u0420)<\/a><\/li>\n<li><a href=\"#icanretire\">ICanRetire<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c77bf59 e-flex e-con-boxed e-con e-parent\" data-id=\"c77bf59\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9a6258e e-con-full e-flex e-con e-child\" data-id=\"9a6258e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a49728 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"4a49728\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"817\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2024\/04\/3_Legged-Stool.png\" class=\"attachment-large size-large wp-image-1942\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2024\/04\/3_Legged-Stool.png 700w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2024\/04\/3_Legged-Stool-257x300.png 257w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04860eb e-con-full e-flex e-con e-child\" data-id=\"04860eb\" data-element_type=\"container\" id=\"Common-Sources\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90627da elementor-widget elementor-widget-text-editor\" data-id=\"90627da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>\u041f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0434\u0436\u0435\u0440\u0435\u043b\u0430 \u0434\u043e\u0445\u043e\u0434\u0443 \u0432 \u0440\u0430\u0437\u0456 \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/h2>\n<p>\u041f\u043e\u0434\u0443\u043c\u0430\u0439\u0442\u0435 \u043f\u0440\u043e \u0446\u0435 \u044f\u043a \u043f\u0440\u043e \u0442\u0430\u0431\u0443\u0440\u0435\u0442\u043a\u0443 \u0437 \u0442\u0440\u044c\u043e\u043c\u0430 \u043d\u0456\u0436\u043a\u0430\u043c\u0438&nbsp;&mdash; \u0432\u0430\u043c \u0437\u043d\u0430\u0434\u043e\u0431\u0438\u0442\u044c\u0441\u044f 3&nbsp;\u0434\u0436\u0435\u0440\u0435\u043b\u0430 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443, \u0449\u043e\u0431 \u0443\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0431\u0430\u043b\u0430\u043d\u0441.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49d2cad elementor-widget elementor-widget-spacer\" data-id=\"49d2cad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea8931 elementor-widget elementor-widget-text-editor\" data-id=\"3ea8931\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u0412\u0430\u0448 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f, SRP)<\/h4>\n<p>&mdash; \u0446\u0435 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0430, \u044f\u043a\u0443 \u0432\u0438 \u043e\u0442\u0440\u0438\u043c\u0443\u0454\u0442\u0435 \u0447\u0435\u0440\u0435\u0437 SEIU 775 Benefits Group. \u0420\u043e\u0431\u043e\u0442\u043e\u0434\u0430\u0432\u0435\u0446\u044c \u0434\u043e\u0434\u0430\u0454 \u0433\u0440\u043e\u0448\u0456 \u043d\u0430 \u0432\u0430\u0448 <a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/\">\u0440\u0430\u0445\u0443\u043d\u043e\u043a SRP<\/a> \u0437\u0430 \u043a\u043e\u0436\u043d\u0443 \u0433\u043e\u0434\u0438\u043d\u0443 \u0432\u0430\u0448\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0432 \u0440\u043e\u043b\u0456 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0430. \u041d\u0456\u0447\u043e\u0433\u043e \u043d\u0435 \u0432\u0438\u0440\u0430\u0445\u043e\u0432\u0443\u0454\u0442\u044c\u0441\u044f \u0437 \u0432\u0430\u0448\u043e\u0457 \u0437\u0430\u0440\u043f\u043b\u0430\u0442\u0438!<\/p>\n<h4>\u0421\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f<\/h4>\n<p>&mdash; \u0446\u0435 \u0449\u0435 \u043e\u0434\u043d\u0435 \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u0435 \u0434\u0436\u0435\u0440\u0435\u043b\u043e \u0433\u0440\u043e\u0448\u0435\u0439 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u0457, \u0430\u043b\u0435 \u043d\u0435 \u0432\u0441\u0456 \u0439\u043e\u0433\u043e \u043e\u0442\u0440\u0438\u043c\u0443\u044e\u0442\u044c. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f, \u0447\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u043a\u043e\u0448\u0442\u0438 \u0443 \u0444\u043e\u043d\u0434 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u043e\u0437\u043d\u0430\u0439\u043e\u043c\u0438\u0432\u0448\u0438\u0441\u044c \u0437\u0456 \u0441\u0432\u043e\u0454\u044e \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u043e\u0432\u043e-\u043f\u043b\u0430\u0442\u0456\u0436\u043d\u043e\u044e \u0432\u0456\u0434\u043e\u043c\u0456\u0441\u0442\u044e. \u042f\u043a\u0449\u043e \u0432 \u0440\u043e\u0437\u0434\u0456\u043b\u0456 Social Security Employee Tax (\u041f\u043e\u0434\u0430\u0442\u043e\u043a \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0430 \u0443 \u0444\u043e\u043d\u0434 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f) \u0437\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u043e \u043a\u043e\u0448\u0442\u0438, \u0432\u0438 \u043c\u0430\u0454\u0442\u0435 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f. \u0414\u0435\u044f\u043a\u0456 Parent Providers (\u0411\u0430\u0442\u044c\u043a\u0438&nbsp;&mdash; \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a \u043f\u043e\u0441\u043b\u0443\u0433) \u043c\u043e\u0436\u0443\u0442\u044c \u043d\u0435 \u043c\u0430\u0442\u0438 \u043f\u0440\u0430\u0432\u0430 \u043d\u0430 \u043d\u044c\u043e\u0433\u043e.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-642f14e elementor-widget elementor-widget-accordion\" data-id=\"642f14e\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0411\u0456\u043b\u044c\u0448\u0435 \u043f\u0440\u043e \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1051\"><p>\u041c\u0430\u0439\u0436\u0435 \u043a\u043e\u0436\u0435\u043d \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0441\u044c\u043a\u0438\u0439 \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a \u043c\u043e\u0436\u0435 \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0432\u0438\u043f\u043b\u0430\u0442\u0438 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u044f\u043a\u0449\u043e \u0441\u043f\u043b\u0430\u0447\u0443\u0454 \u043f\u043e\u0434\u0430\u0442\u043e\u043a \u0456\u0437 \u0437\u0430\u0440\u043e\u0431\u0456\u0442\u043d\u043e\u0457 \u043f\u043b\u0430\u0442\u0438. \u042f\u043a\u0449\u043e \u0432\u0438 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454\u0442\u0435 \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0442\u043e, \u043f\u043e\u0447\u0438\u043d\u0430\u044e\u0447\u0438 \u0437 62&nbsp;\u0440\u043e\u043a\u0456\u0432, \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438\u043c\u0435\u0442\u0435 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0456 \u0432\u0438\u043f\u043b\u0430\u0442\u0438 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f. \u041d\u0435 \u0432\u0441\u0456 \u043e\u0442\u0440\u0438\u043c\u0443\u044e\u0442\u044c \u0442\u0430\u043a\u0435 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u044f\u043a \u0434\u0435\u044f\u043a\u0456 \u0431\u0430\u0442\u044c\u043a\u0438-\u0433\u043e\u0434\u0443\u0432\u0430\u043b\u044c\u043d\u0438\u043a\u0438, \u0430\u043b\u0435 \u0432\u0438 \u043e\u0434\u043d\u0430\u043a\u043e\u0432\u043e \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u0440\u0435\u0442\u0435\u043d\u0434\u0443\u0432\u0430\u0442\u0438 \u043d\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443, \u044f\u043a \u0447\u043e\u043b\u043e\u0432\u0456\u043a\/\u0434\u0440\u0443\u0436\u0438\u043d\u0430, \u044f\u043a\u0449\u043e \u043e\u0434\u0440\u0443\u0436\u0435\u043d\u0456.<\/p>\n<p>\u00a0<\/p>\n<p><strong>\u041e\u0441\u044c 3&nbsp;\u043f\u043e\u0440\u0430\u0434\u0438, \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u044f\u043a\u0438\u043c \u0432\u0438 \u0437\u0440\u043e\u0437\u0443\u043c\u0456\u0454\u0442\u0435, \u0449\u043e \u0442\u0430\u043a\u0435 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0456 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043f\u043b\u0430\u043d\u0443\u0432\u0430\u0442\u0438 \u0441\u0432\u0456\u0439 \u0432\u0438\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e:<\/strong><\/p>\n<ol>\n<li>\u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f, \u0447\u0438 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454\u0442\u0435 \u0432\u0438 \u0432\u0438\u043c\u043e\u0433\u0430\u043c. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f, \u0447\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u043a\u043e\u0448\u0442\u0438 \u0443 \u0444\u043e\u043d\u0434 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u043e\u0437\u043d\u0430\u0439\u043e\u043c\u0438\u0432\u0448\u0438\u0441\u044c \u0437\u0456 \u0441\u0432\u043e\u0454\u044e \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u043e\u0432\u043e-\u043f\u043b\u0430\u0442\u0456\u0436\u043d\u043e\u044e \u0432\u0456\u0434\u043e\u043c\u0456\u0441\u0442\u044e. \u042f\u043a\u0449\u043e \u0432 \u0440\u043e\u0437\u0434\u0456\u043b\u0456 Social Security Employee Tax (\u041f\u043e\u0434\u0430\u0442\u043e\u043a \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0430 \u0443 \u0444\u043e\u043d\u0434 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f) \u0437\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u043e \u043a\u043e\u0448\u0442\u0438, \u0432\u0438 \u043c\u0430\u0454\u0442\u0435 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f.*&nbsp;<a href=\"https:\/\/www.ssa.gov\/retirement\" target=\"_blank\" rel=\"noopener\">\u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435 \u043f\u0440\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u0432\u0438\u043f\u043b\u0430\u0442\u0438 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f.<\/a><\/li>\n<li>\u0421\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u0439\u0442\u0435\u0441\u044f \u0446\u0438\u043c \u043f\u0440\u043e\u0441\u0442\u0438\u043c <a href=\"https:\/\/www.consumerfinance.gov\/consumer-tools\/retirement\/before-you-claim\/\" target=\"_blank\" rel=\"noopener\">\u043a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440\u043e\u043c \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f<\/a>. \u0423\u043a\u0430\u0436\u0456\u0442\u044c \u0441\u0432\u043e\u0457 \u0434\u0430\u0442\u0443 \u043d\u0430\u0440\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u0442\u0430 \u0434\u043e\u0445\u0456\u0434, \u0449\u043e\u0431 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0441\u0443\u043c\u0443 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0456 \u0432\u0456\u043a, \u043a\u043e\u043b\u0438 \u0432\u0438 \u043c\u0430\u0442\u0438\u043c\u0435\u0442\u0435 \u0437\u043c\u043e\u0433\u0443 \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u043f\u043e\u0432\u043d\u043e\u0446\u0456\u043d\u043d\u0443 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0443 \u0432\u0438\u043f\u043b\u0430\u0442\u0443.<\/li>\n<li>\u042f\u043a\u0449\u043e \u0432\u0438 \u0432\u0436\u0435 \u0433\u043e\u0442\u043e\u0432\u0456 \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u0441\u0442\u0432\u043e\u0440\u0456\u0442\u044c \u0440\u0430\u0445\u0443\u043d\u043e\u043a <a href=\"https:\/\/www.ssa.gov\/myaccount\/\" target=\"_blank\" rel=\"noopener\">my Social Security<\/a> (\u041c\u043e\u0454 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f), \u0449\u043e\u0431 \u043f\u043e\u0434\u0430\u0442\u0438 \u0437\u0430\u044f\u0432\u043a\u0443.<\/li>\n<\/ol>\n<p>*&nbsp;\u042f\u043a\u0449\u043e \u0432\u0438 \u043d\u0435 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454\u0442\u0435 \u0432\u0438\u043c\u043e\u0433\u0430\u043c \u0434\u043b\u044f \u0432\u0438\u043f\u043b\u0430\u0442 \u0447\u0435\u0440\u0435\u0437 \u0444\u043e\u043d\u0434 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0432\u0456\u0434\u043a\u0440\u0438\u0439\u0442\u0435 \u0440\u0430\u0445\u0443\u043d\u043e\u043a IRA \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e <a href=\"https:\/\/retirement-marketplace.com\/srt\/\" target=\"_blank\" rel=\"noopener\">Washington&rsquo;s Retirement Marketplace<\/a>. \u0417\u0440\u043e\u0431\u0438\u0442\u0438 \u0446\u0435 \u0434\u0443\u0436\u0435 \u043f\u0440\u043e\u0441\u0442\u043e \u0439 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e!<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9907359 elementor-widget elementor-widget-spacer\" data-id=\"9907359\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea215d5 elementor-widget elementor-widget-text-editor\" data-id=\"ea215d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u041e\u0441\u043e\u0431\u0438\u0441\u0442\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f, \u044f\u043a-\u043e\u0442 \u0440\u0430\u0445\u0443\u043d\u043e\u043a IRA<\/h4>\n<p>\u0406\u043d\u0434\u0438\u0432\u0456\u0434\u0443\u0430\u043b\u044c\u043d\u0438\u0439 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u0440\u0430\u0445\u0443\u043d\u043e\u043a (Individual Retirement Account, IRA) \u0454 \u043e\u043f\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u043c \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u043c \u0440\u0430\u0445\u0443\u043d\u043a\u043e\u043c, \u044f\u043a\u0438\u0439 \u0434\u0430\u0454 \u0437\u043c\u043e\u0433\u0443 \u0432\u0456\u0434\u043a\u043b\u0430\u0434\u0430\u0442\u0438 \u043a\u043e\u0448\u0442\u0438 \u0456\u0437 \u0437\u0430\u0440\u043e\u0431\u0456\u0442\u043d\u043e\u0457 \u043f\u043b\u0430\u0442\u0438 \u0439 \u0443 \u0442\u0430\u043a\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u0437\u0431\u0456\u043b\u044c\u0448\u0438\u0442\u0438 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u0436\u0438\u0442\u0442\u044f \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0412\u0456\u0434\u043a\u0440\u0438\u0442\u0442\u044f \u0440\u0430\u0445\u0443\u043d\u043a\u0443 IRA&nbsp;&mdash; \u0447\u0443\u0434\u043e\u0432\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u043d\u0430 \u043c\u0430\u0439\u0431\u0443\u0442\u043d\u0454.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d19d56f elementor-widget elementor-widget-accordion\" data-id=\"d19d56f\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2191\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2191\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435 \u043f\u0440\u043e \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0439 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u043d\u0435\u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0443\u0432\u0430\u043d\u0438\u0445 \u0432\u0438\u043f\u0430\u0434\u043a\u0456\u0432<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2191\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2191\"><p>\u0412\u0456\u0434\u043a\u0440\u0438\u0442\u0442\u044f \u0442\u0430 \u0432\u043d\u0435\u0441\u0435\u043d\u043d\u044f \u043a\u043e\u0448\u0442\u0456\u0432 \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0434\u043b\u044f \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u044c \u0454 \u0449\u0435 \u043e\u0434\u043d\u0456\u0454\u044e \u0432\u0430\u0436\u043b\u0438\u0432\u043e\u044e \u0447\u0430\u0441\u0442\u0438\u043d\u043e\u044e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0417\u0430\u043e\u0449\u0430\u0434\u0436\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0441\u044c\u043e\u0433\u043e \u043b\u0438\u0448\u0435 5&nbsp;\u0434\u043e\u043b\u0430\u0440\u0456\u0432 \u0421\u0428\u0410 \u0449\u043e\u043c\u0456\u0441\u044f\u0446\u044f \u043c\u043e\u0436\u0435 \u043c\u0430\u0442\u0438 \u0432\u0435\u043b\u0438\u043a\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f, \u043a\u043e\u043b\u0438 \u043d\u0430\u0441\u0442\u0430\u043d\u0435 \u0447\u0430\u0441 \u0456 \u0432\u0438 \u0431\u0443\u0434\u0435\u0442\u0435 \u0433\u043e\u0442\u043e\u0432\u0456 \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e.<\/p>\n<p>\u041c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u0432\u0430\u0436\u043a\u043e \u0441\u043a\u043b\u0430\u0441\u0442\u0438 \u043f\u043b\u0430\u043d \u043d\u0430 \u0432\u0438\u043f\u0430\u0434\u043e\u043a \u043d\u0430\u0434\u0437\u0432\u0438\u0447\u0430\u0439\u043d\u043e\u0457 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457 \u0442\u0430 \u043d\u0435\u0441\u043f\u043e\u0434\u0456\u0432\u0430\u043d\u0438\u0445 \u0432\u0438\u0442\u0440\u0430\u0442, \u044f\u043a-\u043e\u0442 \u0432\u0435\u0442\u0435\u0440\u0438\u043d\u0430\u0440\u043d\u0456 \u0440\u0430\u0445\u0443\u043d\u043a\u0438 \u0447\u0438 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0437 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0456\u043b\u0435\u043c, \u043d\u0435 \u043a\u0430\u0436\u0443\u0447\u0438 \u0432\u0436\u0435 \u043f\u0440\u043e \u0432\u0438\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u041f\u0440\u043e\u0442\u0435 \u044f\u043a\u0449\u043e \u0432\u0438 \u0432\u0436\u0438\u0454\u0442\u0435 \u043f\u0435\u0432\u043d\u0438\u0445 \u0437\u0430\u0445\u043e\u0434\u0456\u0432 \u0456\u0437 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f, \u0442\u043e \u0446\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438 \u043d\u0435 \u0441\u0442\u0430\u043d\u0443\u0442\u044c \u0434\u043b\u044f \u0432\u0430\u0441 \u0432\u0430\u0436\u043a\u043e\u044e \u043d\u043e\u0448\u0435\u044e.<br \/><strong><br \/>\u041e\u0441\u044c 4 \u043f\u043e\u0440\u0430\u0434\u0438, \u044f\u043a\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0443\u0442\u044c \u0432\u0430\u043c \u0440\u043e\u0437\u043f\u043e\u0447\u0430\u0442\u0438 \u0432\u0456\u0434\u043a\u043b\u0430\u0434\u0430\u0442\u0438 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0439 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u043d\u0435\u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0443\u0432\u0430\u043d\u0438\u0445 \u0432\u0438\u043f\u0430\u0434\u043a\u0456\u0432:<\/strong><\/p>\n<ul>\n<li><strong>\u0421\u0442\u0432\u043e\u0440\u0456\u0442\u044c \u0431\u044e\u0434\u0436\u0435\u0442<\/strong>. \u041f\u043e\u0447\u043d\u0456\u0442\u044c \u0456\u0437 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043d\u044f \u0442\u043e\u0433\u043e, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0433\u0440\u043e\u0448\u0435\u0439 \u0432\u0438 \u0437\u0430\u0440\u043e\u0431\u043b\u044f\u0454\u0442\u0435 \u0449\u043e\u043c\u0456\u0441\u044f\u0446\u044f, \u0437 \u0442\u0438\u043c, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0432\u0438\u0442\u0440\u0430\u0447\u0430\u0454\u0442\u0435 \u0437\u0430 \u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0438\u0439 \u043c\u0456\u0441\u044f\u0446\u044c. \u0422\u043e\u0434\u0456 \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u0432\u0438\u0440\u0456\u0448\u0438\u0442\u0438, \u043d\u0430 \u0449\u043e \u043c\u043e\u0436\u043d\u0430 \u0432\u0438\u0442\u0440\u0430\u0447\u0430\u0442\u0438 \u043c\u0435\u043d\u0448\u0435 \u0442\u0430 \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0433\u0440\u043e\u0448\u0435\u0439 \u043f\u043e\u043a\u043b\u0430\u0441\u0442\u0438 \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0434\u043b\u044f \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u044c.<\/li>\n<li><strong>\u041d\u0430\u043b\u0430\u0448\u0442\u0443\u0439\u0442\u0435 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u043d\u0456 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 \u0441\u0432\u043e\u0454\u043c\u0443 \u0431\u0430\u043d\u043a\u0443.<\/strong>&nbsp;\u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0432\u0438\u0440\u0456\u0448\u0438\u0442\u0438, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0456 \u044f\u043a \u0447\u0430\u0441\u0442\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0443\u0432\u0430\u0442\u0438. \u041d\u0430\u0432\u0456\u0442\u044c \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0443\u044e\u0447\u0438 \u043b\u0438\u0448\u0435 5&nbsp;\u0434\u043e\u043b\u0430\u0440\u0456\u0432 \u0449\u043e\u043c\u0456\u0441\u044f\u0446\u044f, \u0437 \u0447\u0430\u0441\u043e\u043c \u043c\u043e\u0436\u043d\u0430 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0438\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0435.<\/li>\n<li><strong>\u041e\u0431\u043c\u0435\u0436\u0442\u0435 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u043a\u0430\u0440\u0442\u043a\u0438.<\/strong>&nbsp;\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 \u043a\u0430\u0440\u0442\u043a\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u0431\u0443\u0442\u0438 \u043a\u043e\u0440\u0438\u0441\u043d\u0438\u043c\u0438 \u0432 \u043d\u0430\u0434\u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0438\u0445 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u044f\u0445, \u0430\u043b\u0435 \u043c\u043e\u0436\u043d\u0430 \u043b\u0435\u0433\u043a\u043e \u0432\u0438\u0442\u0440\u0430\u0442\u0438\u0442\u0438 \u043d\u0430\u0434\u0442\u043e \u0431\u0430\u0433\u0430\u0442\u043e, \u0430 \u0432\u043d\u0430\u0441\u043b\u0456\u0434\u043e\u043a \u0446\u044c\u043e\u0433\u043e \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0435 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0456\u0432. \u041d\u0430\u0442\u043e\u043c\u0456\u0441\u0442\u044c \u044f\u043a\u0449\u043e \u0443 \u0432\u0430\u0441 \u0454 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0434\u043b\u044f \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u044c, \u0441\u0442\u0432\u043e\u0440\u0435\u043d\u0438\u0439 \u0434\u043b\u044f \u043d\u0430\u0434\u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0438\u0445 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0439, \u0446\u0435 \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0438\u0442\u0438 \u0433\u0440\u043e\u0448\u0456 \u0437\u0430\u0433\u0430\u043b\u043e\u043c.<\/li>\n<li><strong>\u041f\u043e\u0440\u0456\u0432\u043d\u044f\u0439\u0442\u0435 \u043c\u0456\u0441\u044f\u0447\u043d\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438.<\/strong>&nbsp;\u041f\u0435\u0440\u0435\u0432\u0456\u0440\u0442\u0435, \u0447\u0438 \u043c\u0430\u0454\u0442\u0435 \u0432\u0438 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u043d\u0438\u0436\u0447\u0443 \u0441\u0442\u0430\u0432\u043a\u0443 \u0434\u043b\u044f \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0456\u043b\u044f, \u0430\u0431\u043e \u0441\u043f\u0440\u043e\u0431\u0443\u0439\u0442\u0435 \u043f\u0435\u0440\u0435\u0439\u0442\u0438 \u043d\u0430 \u043c\u0435\u043d\u0448 \u0434\u043e\u0440\u043e\u0433\u0438\u0439 \u0442\u0430\u0440\u0438\u0444\u043d\u0438\u0439 \u043f\u043b\u0430\u043d \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u043d\u043e\u0433\u043e \u0437\u0432&rsquo;\u044f\u0437\u043a\u0443. \u0413\u0440\u043e\u0448\u0456, \u044f\u043a\u0456 \u0432\u0438 \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0435, \u043c\u043e\u0436\u043d\u0430 \u043f\u043e\u043a\u043b\u0430\u0441\u0442\u0438 \u043f\u0440\u044f\u043c\u043e \u043d\u0430 \u0432\u0430\u0448 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0434\u043b\u044f \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u044c!<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5144628 e-flex e-con-boxed e-con e-parent\" data-id=\"5144628\" data-element_type=\"container\" id=\"IRA\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e59adbe e-con-full e-flex e-con e-child\" data-id=\"e59adbe\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cffa365 single-column elementor-widget elementor-widget-text-editor\" data-id=\"cffa365\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>\u0406\u043d\u0434\u0438\u0432\u0456\u0434\u0443\u0430\u043b\u044c\u043d\u0456 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u0440\u0430\u0445\u0443\u043d\u043a\u0438 (\u0406\u041f\u0420)<\/h2>\n<p>\u0420\u0430\u0445\u0443\u043d\u043e\u043a IRA \u043b\u0435\u0433\u043a\u043e \u0439 \u043d\u0435\u0434\u043e\u0440\u043e\u0433\u043e \u0441\u0442\u0432\u043e\u0440\u0438\u0442\u0438, \u043a\u0440\u0456\u043c \u0442\u043e\u0433\u043e, \u0432\u0456\u043d \u0434\u0430\u0454 \u0437\u043c\u043e\u0433\u0443 \u0437\u0431\u0456\u043b\u044c\u0448\u0443\u0432\u0430\u0442\u0438 \u0432\u0430\u0448 \u0432\u043a\u043b\u0430\u0434 \u0456\u0437 \u0447\u0430\u0441\u043e\u043c!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b88792 elementor-widget elementor-widget-spacer\" data-id=\"6b88792\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f72b808 e-con-full e-flex e-con e-child\" data-id=\"f72b808\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70ce768 elementor-widget elementor-widget-text-editor\" data-id=\"70ce768\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u0420\u043e\u0437\u043f\u043e\u0447\u0430\u0442\u0438 \u0440\u043e\u0431\u043e\u0442\u0443 \u0437 \u0440\u0430\u0445\u0443\u043d\u043a\u043e\u043c IRA \u043f\u0440\u043e\u0441\u0442\u043e.<\/h4>\n<p>\u0412\u0456\u0434\u043a\u0440\u0438\u0442\u0442\u044f \u0440\u0430\u0445\u0443\u043d\u043a\u0443 IRA&nbsp;&mdash; \u0446\u0435 \u043f\u0440\u043e\u0441\u0442\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0438\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0435 \u0433\u0440\u043e\u0448\u0435\u0439 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u043d\u0430 \u0434\u043e\u0434\u0430\u0442\u043e\u043a \u0434\u043e \u0442\u043e\u0433\u043e, \u0449\u043e \u0432\u0438 \u043e\u0442\u0440\u0438\u043c\u0443\u0454\u0442\u0435 \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e SEIU 775 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f). \u0420\u0430\u0445\u0443\u043d\u043e\u043a IRA \u043c\u043e\u0436\u043d\u0430 \u0432\u0456\u0434\u043a\u0440\u0438\u0442\u0438, \u043d\u0430\u0432\u0456\u0442\u044c \u0432\u043a\u043b\u0430\u0432\u0448\u0438 \u043b\u0438\u0448\u0435 5 \u0434\u043e\u043b. \u0421\u0428\u0410.<\/p>\n<p><a href=\"https:\/\/retirement-marketplace.com\/SRT\/\">Washington&rsquo;s Retirement Marketplace<\/a>&nbsp;&mdash; \u0446\u0435 \u0431\u0435\u0437\u043f\u0435\u0447\u043d\u0438\u0439 \u0432\u0435\u0431\u0441\u0430\u0439\u0442, \u0434\u0435 \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u0442\u0438 \u043d\u0435\u0434\u043e\u0440\u043e\u0433\u0456 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u043f\u043b\u0430\u043d\u0438, \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0456 \u0448\u0442\u0430\u0442\u043e\u043c \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d, \u044f\u043a-\u043e\u0442 \u0440\u0430\u0445\u0443\u043d\u043a\u0438.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8452ba e-flex e-con-boxed e-con e-child\" data-id=\"c8452ba\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c4075 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"f2c4075\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/retirement-marketplace.com\/SRT\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2db2142 elementor-widget__width-auto white elementor-widget elementor-widget-button\" data-id=\"2db2142\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/retirement-marketplace.com\/available-plans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u041f\u0435\u0440\u0435\u0433\u043b\u044f\u043d\u0443\u0442\u0438 \u043f\u043b\u0430\u043d\u0438<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e004c63 e-con-full e-flex e-con e-child\" data-id=\"e004c63\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42e98a0 elementor-widget elementor-widget-text-editor\" data-id=\"42e98a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u041f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0442\u0430\u043a\u043e\u0436 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0443\u044e\u0442\u044c \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0437 \u043e\u0433\u043b\u044f\u0434\u0443 \u043d\u0430 \u0441\u043f\u043b\u0430\u0442\u0443 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432.<\/h4>\n<p>\u0412\u0438 \u0432\u043d\u043e\u0441\u0438\u0442\u0435 \u043a\u043e\u0448\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u0440\u0430\u0445\u0443\u043d\u043a\u0438, \u044f\u043a-\u043e\u0442 IRA, \u0437 \u043d\u0435\u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u0432\u0430\u043d\u043e\u0457 \u0441\u0443\u043c\u0438, \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u0447\u043e\u043c\u0443 \u0437\u043c\u0435\u043d\u0448\u0443\u0454\u0442\u044c\u0441\u044f \u0432\u0430\u0448 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u0432\u0430\u043d\u0438\u0439 \u0434\u043e\u0445\u0456\u0434. \u0421\u0443\u043c\u0430 \u043d\u0430 \u0432\u0430\u0448\u043e\u043c\u0443 \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u0437\u0431\u0456\u043b\u044c\u0448\u0443\u0432\u0430\u0442\u0438\u043c\u0435\u0442\u044c\u0441\u044f \u0439 \u043d\u0435 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u0432\u0430\u0442\u0438\u043c\u0435\u0442\u044c\u0441\u044f, \u0434\u043e\u043a\u0438 \u0432\u0438 \u043d\u0435 \u0437\u043d\u0456\u043c\u0435\u0442\u0435 \u043a\u043e\u0448\u0442\u0438 \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0422\u0430\u043a \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u043d\u0430 \u043f\u043e\u0434\u0430\u0442\u043a\u0430\u0445 \u0456 \u0441\u0444\u043e\u0440\u043c\u0443\u0432\u0430\u0442\u0438 \u0434\u043b\u044f \u0441\u0435\u0431\u0435 \u043d\u0430\u0434\u0456\u0439\u043d\u0456\u0448\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0443 \u043f\u043e\u0434\u0443\u0448\u043a\u0443.<\/p>\n<p>\u0423 \u0440\u0430\u0437\u0456 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e\u0441\u0442\u0456 \u0432\u0438\u043c\u043e\u0433\u0430\u043c \u0434\u043b\u044f Saver&rsquo;s Tax Credit \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0434\u043e 1000&nbsp;\u0434\u043e\u043b. \u0421\u0428\u0410 \u043d\u0430 \u0440\u0456\u043a \u044f\u043a \u0432\u0456\u0434\u0448\u043a\u043e\u0434\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0438 \u0437\u0430 \u043f\u043e\u0434\u0430\u0442\u043a\u0430\u043c\u0438. Saver&rsquo;s Tax Credit \u0437\u043c\u0435\u043d\u0448\u0443\u0454 \u0441\u0443\u043c\u0443 \u0432\u0430\u0448\u043e\u0433\u043e \u043f\u043e\u0434\u0430\u0442\u043a\u0443 \u043d\u0430 \u043f\u0440\u0438\u0431\u0443\u0442\u043e\u043a, \u043d\u0430\u0434\u0430\u044e\u0447\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u043d\u0430 \u0433\u0440\u043e\u0448\u0456, \u044f\u043a\u0456 \u0432\u0438 \u0432\u043d\u043e\u0441\u0438\u0442\u0435 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0443\u0432\u0430\u043b\u044c\u043d\u0438\u0439 \u0440\u0430\u0445\u0443\u043d\u043e\u043a. \u0420\u043e\u0437\u043c\u0456\u0440 \u043a\u0440\u0435\u0434\u0438\u0442\u0443 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u044c \u0434\u043e 1000 \u0430\u0431\u043e 2000&nbsp;\u0434\u043e\u043b\u0430\u0440\u0456\u0432 \u0421\u0428\u0410, \u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0432\u0456\u0434 \u0434\u043e\u0445\u043e\u0434\u0443 \u0442\u0430 \u0441\u0456\u043c\u0435\u0439\u043d\u043e\u0433\u043e \u0441\u0442\u0430\u043d\u0443. \u0412\u0456\u0434\u0432\u0456\u0434\u0430\u0439\u0442\u0435 <a href=\"https:\/\/www.irs.gov\/retirement-plans\/plan-participant-employee\/retirement-savings-contributions-savers-credit\">\u0441\u0430\u0439\u0442 IRS<\/a>, \u0449\u043e\u0431 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f, \u0447\u0438 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454\u0442\u0435 \u0432\u0438 \u0432\u0438\u043c\u043e\u0433\u0430\u043c.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40bd342 elementor-widget elementor-widget-accordion\" data-id=\"40bd342\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6781\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-6781\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f, \u044f\u043a \u0441\u043f\u0438\u0441\u0430\u0442\u0438 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u043d\u044f \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u0457 \u0437\u043d\u0438\u0436\u043a\u0438<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6781\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-6781\"><p>\u041d\u0435\u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0432\u0456\u0434 \u0442\u043e\u0433\u043e, \u0447\u0438 \u0440\u043e\u0431\u0438\u0442\u0435 \u0432\u0438 \u0446\u0435 \u043e\u043d\u043b\u0430\u0439\u043d, \u0447\u0438 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u043e, \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u043a\u0440\u0435\u0434\u0438\u0442 \u043b\u0435\u0433\u043a\u043e.&nbsp; \u0422\u0440\u043e\u0445\u0438 \u0447\u0430\u0441\u0443, \u0432\u0438\u0442\u0440\u0430\u0447\u0435\u043d\u043e\u0433\u043e \u043d\u0430 \u0441\u043f\u043b\u0430\u0442\u0443 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432, \u043c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u0446\u0456\u043d\u043d\u0438\u043c \u0439\u043e\u0433\u043e \u0432\u043a\u043b\u0430\u0434\u0435\u043d\u043d\u044f\u043c. \u042f\u043a\u0449\u043e \u0432\u0430\u043c \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u0430 \u043f\u0440\u043e\u0444\u0435\u0441\u0456\u0439\u043d\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0432 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u0456 Saver&rsquo;s Tax Credit \u043e\u0441\u044c 2 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0438\u0445 \u0440\u0435\u0441\u0443\u0440\u0441\u0438, \u044f\u043a\u0438\u043c \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u043e\u0432\u0456\u0440\u044f\u0442\u0438:<\/p>\n<ul>\n<li aria-level=\"1\"><a href=\"https:\/\/www.irs.gov\/individuals\/free-tax-return-preparation-for-qualifying-taxpayers\">Free IRS Tax Preparation (\u0411\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0430 \u043f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0434\u0430\u043d\u0438\u0445 \u0434\u043b\u044f \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0443 IRS)<\/a>. \u041e\u0442\u0440\u0438\u043c\u0430\u0439\u0442\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u0432 \u043f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u0446\u0456 \u0432\u0430\u0448\u0438\u0445 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u0432\u0456\u0434 \u0432\u043e\u043b\u043e\u043d\u0442\u0435\u0440\u0430 IRS. \u0414\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0430 \u0432\u0430\u0448\u043e\u044e \u043c\u043e\u0432\u043e\u044e.<\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.aarp.org\/money\/taxes\/aarp_taxaide\/\">AARP Foundation Tax-Aide (\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0444\u043e\u043d\u0434\u0443 AARP)<\/a>. \u041e\u0442\u0440\u0438\u043c\u0430\u0439\u0442\u0435 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0443 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u0437\u0456 \u0441\u043f\u043b\u0430\u0442\u043e\u044e \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u0447\u0435\u0440\u0435\u0437 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0439 \u0447\u0438 \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0438\u0439 \u0441\u0435\u0430\u043d\u0441. \u0426\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u043f\u0440\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0430 \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u043d\u0438\u043a\u0456\u0432 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u0441\u0442\u0430\u0440\u0448\u0435 50&nbsp;\u0440\u043e\u043a\u0456\u0432.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32291b4e section_health_plan_finder e-flex e-con-boxed e-con e-parent\" data-id=\"32291b4e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-40a703ec e-transform e-flex e-con-boxed e-con e-child\" data-id=\"40a703ec\" data-element_type=\"container\" id=\"icanretire\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-50,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd4d33 elementor-widget elementor-widget-spacer\" data-id=\"bbd4d33\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f63d612 elementor-widget elementor-widget-heading\" data-id=\"2f63d612\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ICanRetire<sup>\u00ae<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10e2804d elementor-widget elementor-widget-text-editor\" data-id=\"10e2804d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u041e\u0442\u0440\u0438\u043c\u0430\u0439\u0442\u0435 \u0434\u043e\u0441\u0442\u0443\u043f \u0434\u043e \u0432\u0441\u0456\u0445 \u0447\u0443\u0434\u043e\u0432\u0438\u0445 \u0437\u0430\u0441\u043e\u0431\u0456\u0432 \u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432, \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0438\u0445 \u043d\u0430 ICanRetire, \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u044f\u043a\u0438\u043c \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043f\u043b\u0430\u043d\u0443\u0432\u0430\u0442\u0438 \u0441\u0432\u0456\u0439 \u0432\u0438\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e.<\/h4>\n<p>ICanRetire \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0435 \u0432\u0430\u043c \u0437\u0456\u0441\u0442\u0430\u0432\u0438\u0442\u0438 \u043f\u043b\u0430\u043d, \u043d\u0435\u0437\u0432\u0430\u0436\u0430\u044e\u0447\u0438 \u043d\u0430 \u0442\u0435, \u043a\u043e\u043b\u0438 \u0432\u0430\u043c \u0431\u0443\u0434\u0435 \u0434\u043e\u0446\u0456\u043b\u044c\u043d\u043e \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e: \u0447\u0435\u0440\u0435\u0437 \u043a\u0456\u043b\u044c\u043a\u0430 \u0440\u043e\u043a\u0456\u0432 \u0447\u0438 \u043d\u0430\u0432\u0456\u0442\u044c \u0447\u0435\u0440\u0435\u0437 \u0434\u0435\u0441\u044f\u0442\u043a\u0438 \u0440\u043e\u043a\u0456\u0432. \u0412\u0438 \u043e\u0442\u0440\u0438\u043c\u0430\u0454\u0442\u0435 \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0438, \u044f\u043a\u0456 \u0440\u043e\u0437\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u043f\u0440\u043e \u0442\u0435\u043c\u0438, \u0449\u043e \u0441\u0442\u043e\u0441\u0443\u044e\u0442\u044c\u0441\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u0443 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0456\u0439 \u0444\u043e\u0440\u043c\u0456. \u0426\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u043c\u0456\u0441\u0442\u0438\u0442\u044c \u0432\u0456\u043a\u0442\u043e\u0440\u0438\u043d\u0438, \u0441\u0442\u0430\u0442\u0442\u0456 \u0442\u0430 \u0432\u0456\u0434\u0435\u043e. \u0406 \u0432\u0441\u0435 \u0446\u0435 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u043e!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e074cb elementor-widget elementor-widget-button\" data-id=\"7e074cb\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/myseiu.be\/ICR\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0412\u0456\u0434\u0432\u0456\u0434\u0430\u0442\u0438 ICanRetire<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b84a9e elementor-widget elementor-widget-spacer\" data-id=\"2b84a9e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-398d42fa section_tiles_callout e-flex e-con-boxed e-con e-parent\" data-id=\"398d42fa\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-266b1512 elementor-widget elementor-widget-jet-carousel\" data-id=\"266b1512\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;centerMode&quot;:false,&quot;centerPadding&quot;:&quot;50px&quot;,&quot;pauseOnHover&quot;:true,&quot;speed&quot;:500,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-266b1512&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-266b1512&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7292\" class=\"elementor elementor-7292 elementor-3320\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-circle-dollar-to-slot\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>SEIU 775 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f SEIU 775)<\/h3>\n<p>Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f, SRP) \u043d\u0430\u0434\u0430\u0454 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0430\u043c \u0437\u043c\u043e\u0433\u0443 \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0438\u0439 \u0434\u043e\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u0457. \u0419\u043e\u0433\u043e \u0431\u0443\u043b\u043e \u0440\u043e\u0437\u0440\u043e\u0431\u043b\u0435\u043d\u043e, \u0449\u043e\u0431 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0438\u0442\u0438 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0435 \u0434\u0436\u0435\u0440\u0435\u043b\u043e \u0434\u043e\u0445\u043e\u0434\u0443 \u043d\u0430 \u0434\u043e\u0434\u0430\u0442\u043e\u043a \u0434\u043e \u0456\u043d\u0448\u0438\u0445 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u0440\u0430\u0445\u0443\u043d\u043a\u0456\u0432.&nbsp;<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7284\" class=\"elementor elementor-7284 elementor-3286\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-money-check-edit-alt\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043e\u0440\u0430\u0434\u0438 \u0437 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432<\/h3>\n<p>\u0417\u043d\u0430\u0439\u0434\u0456\u0442\u044c \u0440\u0435\u0441\u0443\u0440\u0441\u0438 \u0437 \u0442\u0435\u043c, \u044f\u043a-\u043e\u0442 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430, \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u043a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440\u0438, \u0441\u043a\u043b\u0430\u0434\u0430\u043d\u043d\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0443 \u0442\u043e\u0449\u043e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/money-management\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7288\" class=\"elementor elementor-7288 elementor-3299\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-list\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0442\u0435\u0440\u043c\u0456\u043d\u0438, \u0449\u043e \u0441\u0442\u043e\u0441\u0443\u044e\u0442\u044c\u0441\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u044f\u043a\u0456 \u0432\u0430\u043c \u0441\u043b\u0456\u0434 \u0437\u043d\u0430\u0442\u0438<\/h3>\n<p>\u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437\u0456 \u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u0438\u0445 \u0442\u0435\u0440\u043c\u0456\u043d\u0456\u0432, \u0449\u043e \u0441\u0442\u043e\u0441\u0443\u044e\u0442\u044c\u0441\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u044f\u043a\u0456 \u0432\u0430\u043c \u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u043e \u0437\u043d\u0430\u0442\u0438, \u0449\u043e\u0431 \u0443\u0445\u0432\u0430\u043b\u044e\u0432\u0430\u0442\u0438 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0437 \u043e\u0433\u043b\u044f\u0434\u0443 \u043d\u0430 \u0441\u0432\u043e\u0454 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0435 \u043c\u0430\u0439\u0431\u0443\u0442\u043d\u0454.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/retirement-terms\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7282\" class=\"elementor elementor-7282 elementor-3248\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-messages-question\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u0449\u043e\u0434\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u043f\u0456\u043b\u044c\u0433<\/h3>\n<p>\u042f\u043a\u0449\u043e \u0443 \u0432\u0430\u0441 \u0454 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u043f\u0435\u0440\u0435\u0439\u0434\u0456\u0442\u044c \u043d\u0430 <a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement-support\/\">\u0441\u0442\u043e\u0440\u0456\u043d\u043a\u0443 \u0441\u043b\u0443\u0436\u0431\u0438 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438<\/a> \u0430\u0431\u043e \u0437\u0430\u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0439\u0442\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043d\u0438\u043a\u0443 Milliman Secure Retirement \u0437\u0430 \u043d\u043e\u043c\u0435\u0440\u043e\u043c <a href=\"tel:1-800-726-8303\">1-800-726-8303<\/a>. \u0414\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0430 \u0432\u0430\u0448\u043e\u044e \u043c\u043e\u0432\u043e\u044e.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement-support\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n<\/div><div class=\"jet-carousel__prev-arrow-266b1512 jet-arrow prev-arrow\"><i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-left\"><\/i><\/div><div class=\"jet-carousel__next-arrow-266b1512 jet-arrow next-arrow\"><i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u041f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u044f\u043a\u043e\u0441\u0442\u0456 \u0436\u0438\u0442\u0442\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432. \u0412\u0430\u0448 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f) \u0454 \u043b\u0438\u0448\u0435 \u043e\u0434\u043d\u0438\u043c \u0456\u0437 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443 \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0412\u0430\u0436\u043b\u0438\u0432\u043e, \u0449\u043e\u0431 \u0443 \u0432\u0430\u0441 \u0431\u0443\u043b\u043e \u043a\u0456\u043b\u044c\u043a\u0430 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443, \u0449\u043e\u0431 \u0432\u0438 \u043c\u0430\u043b\u0438 \u0437\u043c\u043e\u0433\u0443 \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043e\u044e \u043b\u044e\u0434\u0438\u043d\u043e\u044e. \u041f\u0435\u0440\u0435\u0439\u0442\u0438 \u0434\u043e: (\u0412\u0438\u0431\u0435\u0440\u0456\u0442\u044c \u0440\u043e\u0437\u0434\u0456\u043b) \u041f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0434\u0436\u0435\u0440\u0435\u043b\u0430 \u0434\u043e\u0445\u043e\u0434\u0443 \u0432 \u0440\u0430\u0437\u0456 \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":7252,"menu_order":210,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-7258","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e - SEIU 775 Benefits Group<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"uk_UA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e - SEIU 775 Benefits Group\" \/>\n<meta property=\"og:description\" content=\"\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u041f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u044f\u043a\u043e\u0441\u0442\u0456 \u0436\u0438\u0442\u0442\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432. \u0412\u0430\u0448 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f) \u0454 \u043b\u0438\u0448\u0435 \u043e\u0434\u043d\u0438\u043c \u0456\u0437 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443 \u043f\u0456\u0441\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0412\u0430\u0436\u043b\u0438\u0432\u043e, \u0449\u043e\u0431 \u0443 \u0432\u0430\u0441 \u0431\u0443\u043b\u043e \u043a\u0456\u043b\u044c\u043a\u0430 \u0434\u0436\u0435\u0440\u0435\u043b \u0434\u043e\u0445\u043e\u0434\u0443, \u0449\u043e\u0431 \u0432\u0438 \u043c\u0430\u043b\u0438 \u0437\u043c\u043e\u0433\u0443 \u0432\u0438\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043e\u044e \u043b\u044e\u0434\u0438\u043d\u043e\u044e. \u041f\u0435\u0440\u0435\u0439\u0442\u0438 \u0434\u043e: 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