{"id":7256,"date":"2024-04-29T16:20:24","date_gmt":"2024-04-29T23:20:24","guid":{"rendered":"https:\/\/seiu775benefitsgroup.org\/retirement\/money-management\/"},"modified":"2025-11-19T08:15:42","modified_gmt":"2025-11-19T16:15:42","slug":"money-management","status":"publish","type":"page","link":"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/money-management\/","title":{"rendered":"money-management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7256\" class=\"elementor elementor-7256 elementor-1883\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-643370af e-con-full banner banner_image_right e-flex e-con e-parent\" data-id=\"643370af\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-16bd0f86 callout e-con-full e-flex e-con e-child\" data-id=\"16bd0f86\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd9681 elementor-widget elementor-widget-text-editor\" data-id=\"58fd9681\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1 class=\"p1\"><span class=\"s1\">\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f <br \/>\u0432\u0430\u0448\u0438\u043c\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438<\/span><\/h1>\n<h4>\u0420\u0435\u0441\u0443\u0440\u0441\u0438 \u0442\u0430 \u043f\u043e\u0440\u0430\u0434\u0438 \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432.<\/h4>\n<p>\u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0454\u044e \u043f\u0440\u043e \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0443, \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u0432 \u0441\u043f\u043b\u0430\u0442\u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432, \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0431\u043e\u0440\u0433\u0430\u043c\u0438 \u0447\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0442\u043e\u0449\u043e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176285f1 section_jumpto e-flex e-con-boxed e-con e-parent\" data-id=\"176285f1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-367e1da jumplist elementor-widget elementor-widget-text-editor\" data-id=\"367e1da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u041f\u0435\u0440\u0435\u0439\u0442\u0438 \u0434\u043e:<\/p><ul><li>(\u0412\u0438\u0431\u0435\u0440\u0456\u0442\u044c \u0440\u043e\u0437\u0434\u0456\u043b)<ul><li><a href=\"#benefits\">\u041f\u0456\u043b\u044c\u0433\u0438 \u043d\u0430 \u0440\u043e\u0431\u043e\u0447\u043e\u043c\u0443 \u043c\u0456\u0441\u0446\u0456<\/a><\/li><li><a href=\"#budgeting\">\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u043e\u0432\u0441\u044f\u043a\u0434\u0435\u043d\u043d\u0438\u0445 \u0431\u044e\u0434\u0436\u0435\u0442\u0456\u0432<\/a><\/li><li><a href=\"#retirement\">\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/a><\/li><li><a href=\"#tax\">\u041f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0434\u043e \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432<\/a><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22f8e0e nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"22f8e0e\" data-element_type=\"container\" id=\"benefits\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-448d49e e-con-full AllBenefits e-flex e-con e-child\" data-id=\"448d49e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab4cc59 elementor-widget elementor-widget-spacer\" data-id=\"ab4cc59\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d2e67a elementor-widget elementor-widget-text-editor\" data-id=\"3d2e67a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"p1\" style=\"text-align: center;\">\u041a\u043e\u0440\u0438\u0441\u0442\u0443\u0439\u0442\u0435\u0441\u044f \u043f\u0456\u043b\u044c\u0433\u0430\u043c\u0438 \u043d\u0430 \u0440\u043e\u0431\u043e\u0447\u043e\u043c\u0443 \u043c\u0456\u0441\u0446\u0456<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b74a63 colorbar elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8b74a63\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0729796 elementor-widget elementor-widget-spacer\" data-id=\"0729796\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cbf876 e-con-full e-flex e-con e-child\" data-id=\"3cbf876\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3cd9f1 elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-n-carousel\" data-id=\"b3cd9f1\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Health&quot;,&quot;_id&quot;:&quot;a48430a&quot;},{&quot;slide_title&quot;:&quot;Carina&quot;,&quot;_id&quot;:&quot;1c28a5a&quot;},{&quot;slide_title&quot;:&quot;Training&quot;,&quot;_id&quot;:&quot;cfce94d&quot;},{&quot;slide_title&quot;:&quot;Carregiver Kicks&quot;,&quot;_id&quot;:&quot;6e0ca34&quot;},{&quot;slide_title&quot;:&quot;Retirement&quot;,&quot;_id&quot;:&quot;2f72dda&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-790577e e-flex e-con-boxed e-con e-child\" data-id=\"790577e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d30a963 elementor-widget elementor-widget-image\" data-id=\"d30a963\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"473\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1-1024x606.png\" class=\"attachment-large size-large wp-image-27159\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1-1024x606.png 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1-300x178.png 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1-768x455.png 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1-1536x910.png 1536w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Health_Coverage-for-Kids-1.png 1790w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef95ae8 elementor-widget elementor-widget-text-editor\" data-id=\"ef95ae8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041c\u0435\u0434\u0438\u0447\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f<\/h3><p>\u041f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0438, \u0449\u043e \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u043a\u0440\u0438\u0442\u0435\u0440\u0456\u044f\u043c, \u043c\u043e\u0436\u0443\u0442\u044c \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u043c\u0435\u0434\u0438\u0447\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0441\u044c\u043e\u0433\u043e \u0432\u0456\u0434 25&nbsp;\u0434\u043e\u043b. \u0421\u0428\u0410 \u043c\u0456\u0441\u044f\u0446\u044c. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u043d\u0430 \u043c\u0435\u0434\u0438\u0447\u043d\u0438\u0445 \u0432\u0438\u0442\u0440\u0430\u0442\u0430\u0445 \u0434\u043b\u044f \u0441\u0435\u0431\u0435 \u0442\u0430 \u043c\u0430\u0454\u0442\u0435 \u0437\u043c\u043e\u0433\u0443 \u0434\u043e\u0434\u0430\u0442\u0438 \u0443 \u0441\u0432\u043e\u0454 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u0456\u0442\u0435\u0439.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3c061f regular-link elementor-widget elementor-widget-text-editor\" data-id=\"c3c061f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/health\/get-coverage\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc2893e e-flex e-con-boxed e-con e-child\" data-id=\"dc2893e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7ef155 elementor-widget elementor-widget-image\" data-id=\"b7ef155\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"473\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching-1024x606.png\" class=\"attachment-large size-large wp-image-27171\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching-1024x606.png 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching-300x178.png 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching-768x455.png 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching-1536x910.png 1536w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Job_Matching.png 1790w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a62ec6 elementor-widget elementor-widget-text-editor\" data-id=\"5a62ec6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043e\u0448\u0443\u043a \u0440\u043e\u0431\u043e\u0442\u0438<\/h3><p>Carina&nbsp;&mdash; \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0438\u0439 \u043e\u043d\u043b\u0430\u0439\u043d-\u0441\u0435\u0440\u0432\u0456\u0441, \u0449\u043e \u0434\u043e\u043f\u043e\u043c\u0430\u0433\u0430\u0454 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0430\u043c \u0437\u043d\u0430\u0439\u0442\u0438 \u043d\u043e\u0432\u0438\u0445 \u043a\u043b\u0456\u0454\u043d\u0442\u0456\u0432 \u0456 \u0437\u0430\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u0441\u0432\u0456\u0439 \u0433\u0440\u0430\u0444\u0456\u043a. \u0417\u0456\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u044f \u0432\u0430\u0441 \u0456\u0437 \u043b\u044e\u0434\u044c\u043c\u0438, \u044f\u043a\u0456 \u043f\u043e\u0442\u0440\u0435\u0431\u0443\u044e\u0442\u044c \u0434\u043e\u0433\u043b\u044f\u0434\u0443,&nbsp;&mdash; \u043f\u0440\u043e\u0441\u0442\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u0437\u0431\u0456\u043b\u044c\u0448\u0438\u0442\u0438 \u043a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u0432\u0430\u0448\u0438\u0445 \u0433\u043e\u0434\u0438\u043d \u0456 \u0434\u043e\u0445\u0456\u0434.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7121dd3 regular-link elementor-widget elementor-widget-text-editor\" data-id=\"7121dd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/job-matching\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91deeb7 e-flex e-con-boxed e-con e-child\" data-id=\"91deeb7\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0edec3d elementor-widget elementor-widget-image\" data-id=\"0edec3d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"474\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Caregiver-Learning-Center.jpg\" class=\"attachment-large size-large wp-image-27183\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Caregiver-Learning-Center.jpg 895w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Caregiver-Learning-Center-300x178.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Caregiver-Learning-Center-768x455.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44afbfb elementor-widget elementor-widget-text-editor\" data-id=\"44afbfb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Continuing Education (\u041f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u043a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u0430\u0446\u0456\u0457)<\/h3><p>\u041e\u0442\u0440\u0438\u043c\u0430\u0439\u0442\u0435 \u043a\u043e\u0448\u0442\u0438 \u0437\u0430 \u043d\u0430\u0431\u0443\u0442\u0442\u044f \u043d\u043e\u0432\u0438\u0445 \u043d\u0430\u0432\u0438\u0447\u043e\u043a \u0447\u0435\u0440\u0435\u0437 \u043a\u0443\u0440\u0441\u0438 Continuing Education (\u041f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u043a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u0430\u0446\u0456\u0457). \u041d\u0430\u0431\u0443\u0432\u0430\u044e\u0447\u0438 \u043d\u043e\u0432\u0438\u0445 \u043d\u0430\u0432\u0438\u0447\u043e\u043a, \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u043a\u0440\u0430\u0449\u0435 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u043f\u043e\u0442\u043e\u0447\u043d\u0438\u0445 \u043a\u043b\u0456\u0454\u043d\u0442\u0456\u0432 \u0456 \u043f\u0456\u0434\u0433\u043e\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0434\u043e \u0440\u043e\u0431\u043e\u0442\u0438 \u043d\u0430 \u043d\u043e\u0432\u0438\u0445.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e81c234 regular-link elementor-widget elementor-widget-text-editor\" data-id=\"e81c234\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/learning\/continuing-education\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91dc487 e-flex e-con-boxed e-con e-child\" data-id=\"91dc487\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1e588 elementor-widget elementor-widget-image\" data-id=\"3e1e588\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Caregiver-Kicks-New-Styles.png\" title=\"Caregiver-Kicks-New-Styles.png\" alt=\"Caregiver-Kicks-New-Styles.png\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d94876 elementor-widget elementor-widget-text-editor\" data-id=\"1d94876\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0411\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0435 \u0432\u0437\u0443\u0442\u0442\u044f \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432<\/h3><p>\u041f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u0449\u043e\u0440\u043e\u043a\u0443 \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0443 \u043f\u0430\u0440\u0443 \u0432\u0437\u0443\u0442\u0442\u044f \u0447\u0435\u0440\u0435\u0437 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0443 Caregiver Kicks, \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0443\u044e\u0447\u0438 \u043a\u043e\u0448\u0442\u0438 \u043d\u0430 \u043d\u043e\u0432\u0435 \u0432\u0437\u0443\u0442\u0442\u044f. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0432\u0438\u0431\u0440\u0430\u0442\u0438 \u0437 \u043f\u043e\u043d\u0430\u0434 90&nbsp;\u0441\u0442\u0438\u043b\u0456\u0432 \u043d\u0435\u043a\u043e\u0432\u0437\u043d\u043e\u0433\u043e \u0432\u0437\u0443\u0442\u0442\u044f \u0432\u0456\u0434 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u0438\u0445 \u0431\u0440\u0435\u043d\u0434\u0456\u0432.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e67b5b8 regular-link elementor-widget elementor-widget-text-editor\" data-id=\"e67b5b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/bonus-benefits\/caregiver-kicks\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d0157c e-flex e-con-boxed e-con e-child\" data-id=\"1d0157c\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-565fc75 elementor-widget elementor-widget-image\" data-id=\"565fc75\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/Retirement_Overview.png\" title=\"Retirement_Overview.png\" alt=\"Retirement_Overview.png\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-264306d elementor-widget elementor-widget-text-editor\" data-id=\"264306d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0434\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/h3><p>Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f) \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0454\u0442\u044c\u0441\u044f \u0432\u0430\u0448\u0438\u043c \u0440\u043e\u0431\u043e\u0442\u043e\u0434\u0430\u0432\u0446\u0435\u043c, \u0430 \u043d\u0435 \u0437 \u0432\u0430\u0448\u043e\u0457 \u0437\u0430\u0440\u043e\u0431\u0456\u0442\u043d\u043e\u0457 \u043f\u043b\u0430\u0442\u0438. \u0426\u0435 \u043e\u0437\u043d\u0430\u0447\u0430\u0454, \u0449\u043e \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0438\u0442\u0438 \u043a\u043e\u0448\u0442\u0438 \u0434\u043b\u044f \u043f\u0435\u043d\u0441\u0456\u0457 \u0442\u0430 \u043d\u0435 \u043f\u0435\u0440\u0435\u0436\u0438\u0432\u0430\u0442\u0438 \u0437\u0430 \u043c\u0430\u0439\u0431\u0443\u0442\u043d\u0454.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8546bde regular-link elementor-widget elementor-widget-text-editor\" data-id=\"8546bde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c7e2e7 elementor-widget elementor-widget-spacer\" data-id=\"9c7e2e7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-659e389 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"659e389\" data-element_type=\"container\" id=\"budgeting\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2927962 e-con-full AllBenefits e-flex e-con e-child\" data-id=\"2927962\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ead457 elementor-widget elementor-widget-spacer\" data-id=\"6ead457\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-488f28f elementor-widget elementor-widget-text-editor\" data-id=\"488f28f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"p1\" style=\"text-align: center;\">\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u043e\u0432\u0441\u044f\u043a\u0434\u0435\u043d\u043d\u0438\u0445 \u0431\u044e\u0434\u0436\u0435\u0442\u0456\u0432<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3220782 colorbar elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3220782\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33994e9 elementor-widget elementor-widget-spacer\" data-id=\"33994e9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-449c208 e-con-full e-flex e-con e-child\" data-id=\"449c208\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3315868 elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-n-carousel\" data-id=\"3315868\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;A Simple Guide to Budgeting&quot;,&quot;_id&quot;:&quot;6e0ca34&quot;},{&quot;slide_title&quot;:&quot;Managing Irregular Income&quot;,&quot;_id&quot;:&quot;a319fae&quot;},{&quot;slide_title&quot;:&quot;Managing Debt&quot;,&quot;_id&quot;:&quot;a48430a&quot;},{&quot;slide_title&quot;:&quot;Understanding Credit &quot;,&quot;_id&quot;:&quot;1c28a5a&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47d0da6 e-flex e-con-boxed e-con e-child\" data-id=\"47d0da6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1024f8 elementor-widget elementor-widget-image\" data-id=\"b1024f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Budgeting.jpg\" title=\"SRT_Budgeting.jpg\" alt=\"SRT_Budgeting.jpg\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c548e26 elementor-widget elementor-widget-text-editor\" data-id=\"c548e26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0440\u043e\u0441\u0442\u0438\u0439 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a \u0437\u0456<br \/>\u0441\u0442\u0432\u043e\u0440\u0435\u043d\u043d\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0456\u0432<\/h3><p>\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0432\u0430\u0448\u0438\u043c\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u043d\u0435 \u043c\u0430\u0454 \u0431\u0443\u0442\u0438 \u0441\u043a\u043b\u0430\u0434\u043d\u0438\u043c. \u0411\u044e\u0434\u0436\u0435\u0442&nbsp;&mdash; \u043f\u0440\u043e\u0441\u0442\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u0432\u0456\u0434\u0441\u0442\u0435\u0436\u0443\u0432\u0430\u0442\u0438 \u0432\u0430\u0448 \u0434\u043e\u0445\u0456\u0434, \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044e\u0432\u0430\u0442\u0438 \u0432\u0430\u0448\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438 \u0439 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u0432\u0430\u0442\u0438 \u0432\u0430\u0448\u0456 \u043a\u043e\u0448\u0442\u0438.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56ab504 regular-link elementor-widget elementor-widget-text-editor\" data-id=\"56ab504\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/a-simple-guide-to-budgeting\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ad42b1 e-flex e-con-boxed e-con e-child\" data-id=\"1ad42b1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-282794c elementor-widget elementor-widget-image\" data-id=\"282794c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Irregular-Income.jpg\" title=\"SRT_Irregular-Income.jpg\" alt=\"SRT_Irregular-Income.jpg\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b30e270 elementor-widget elementor-widget-text-editor\" data-id=\"b30e270\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f <br \/>\u043d\u0435\u0440\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c<\/h3><p>\u0414\u043e\u0433\u043b\u044f\u0434 \u0447\u0430\u0441\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0454 \u0442\u0435, \u0449\u043e \u0432\u0430\u0448\u0430 \u0437\u0430\u0440\u043e\u0431\u0456\u0442\u043d\u0430 \u043f\u043b\u0430\u0442\u0430 \u0432\u0430\u0440\u0456\u044e\u0432\u0430\u0442\u0438\u043c\u0435\u0442\u044c\u0441\u044f \u043a\u043e\u0436\u043d\u043e\u0433\u043e \u0442\u0438\u0436\u043d\u044f, \u0443\u0441\u043a\u043b\u0430\u0434\u043d\u044e\u044e\u0447\u0438 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f. \u041c\u0430\u044e\u0447\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u0456 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0438, \u0432\u0438 \u0437\u043c\u043e\u0436\u0435\u0442\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0442\u0438 \u0441\u0432\u043e\u0457\u043c \u0431\u044e\u0434\u0436\u0435\u0442\u043e\u043c \u0456 \u0432\u0456\u0434\u0447\u0443\u0432\u0430\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0435 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044e \u043d\u0430\u0434 \u0441\u0432\u043e\u0457\u043c\u0438 \u043a\u043e\u0448\u0442\u0430\u043c\u0438.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba15ae4 elementor-widget elementor-widget-text-editor\" data-id=\"ba15ae4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89a3910 e-flex e-con-boxed e-con e-child\" data-id=\"89a3910\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59a3f6d elementor-widget elementor-widget-image\" data-id=\"59a3f6d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Debt-1024x439.jpg\" class=\"attachment-large size-large wp-image-27244\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Debt-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Debt-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Debt-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Debt.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbc0d5 elementor-widget elementor-widget-text-editor\" data-id=\"7cbc0d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0431\u043e\u0440\u0433\u0430\u043c\u0438:<br \/>\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u0456 \u043f\u043e\u0440\u0430\u0434\u0438<\/h3><p>\u0427\u0438\u043c\u0430\u043b\u043e \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432 \u043c\u0430\u044e\u0442\u044c \u0442\u0440\u0443\u0434\u043d\u043e\u0449\u0456 \u0437 \u0431\u043e\u0440\u0433\u0430\u043c\u0438 \u0447\u0435\u0440\u0435\u0437 \u043c\u0435\u0434\u0438\u0447\u043d\u0456 \u0440\u0430\u0445\u0443\u043d\u043a\u0438 \u0430\u0431\u043e \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u043c\u0438 \u043a\u0430\u0440\u0442\u043a\u0430\u043c\u0438. \u0420\u043e\u0437\u0443\u043c\u0456\u043d\u043d\u044f \u0442\u043e\u0433\u043e, \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u0454 \u0431\u043e\u0440\u0433, \u0456 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043f\u0440\u043e\u0441\u0442\u0438\u0445 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0439 \u0432\u0438\u043f\u043b\u0430\u0442 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0435 \u0432\u0430\u043c \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0442\u0438 \u0431\u043e\u0440\u0433\u0430\u043c\u0438 \u0439 \u0441\u043f\u0440\u0438\u044f\u0442\u0438 \u043a\u0440\u0430\u0449\u043e\u043c\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c\u0443 \u043c\u0430\u0439\u0431\u0443\u0442\u043d\u044c\u043e\u043c\u0443.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5437d2 elementor-widget elementor-widget-text-editor\" data-id=\"b5437d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eb3476 e-flex e-con-boxed e-con e-child\" data-id=\"7eb3476\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1c0dad elementor-widget elementor-widget-image\" data-id=\"a1c0dad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Credit-1024x439.jpg\" class=\"attachment-large size-large wp-image-27256\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Credit-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Credit-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Credit-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Credit.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55bc351 elementor-widget elementor-widget-text-editor\" data-id=\"55bc351\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u042f\u043a \u043f\u0440\u0430\u0446\u044e\u0454 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f <br \/>\u0442\u0430 \u0447\u043e\u043c\u0443 \u0446\u0435 \u0432\u0430\u0436\u043b\u0438\u0432\u043e<\/h3><p>\u041a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u0435\u043c\u043e\u043d\u0441\u0442\u0440\u0443\u0454, \u044f\u043a \u0432\u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0454\u0442\u0435 \u043f\u043e\u0437\u0438\u0447\u0435\u043d\u0438\u043c\u0438 \u043a\u043e\u0448\u0442\u0430\u043c\u0438, \u0430 \u0432\u0430\u0448 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 \u043c\u043e\u0436\u0435 \u0432\u043f\u043b\u0438\u043d\u0443\u0442\u0438 \u043d\u0430 \u0440\u0435\u0447\u0456, \u044f\u043a-\u043e\u0442 \u0436\u0438\u0442\u043b\u043e\u0432\u0435 \u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u043f\u043e\u0437\u0438\u043a\u0438 \u0442\u0430 \u043f\u043b\u0430\u043d\u0438 \u043c\u043e\u0431\u0456\u043b\u044c\u043d\u043e\u0433\u043e \u0437\u0432&rsquo;\u044f\u0437\u043a\u0443. \u0420\u043e\u0437\u0443\u043c\u0456\u043d\u043d\u044f \u0442\u043e\u0433\u043e, \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u0454 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f, \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043f\u043e\u0447\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0432\u043f\u0435\u0432\u043d\u0435\u043d\u0456\u0448\u0435 \u0432 \u043f\u0438\u0442\u0430\u043d\u043d\u044f\u0445 \u0432\u0430\u0448\u0438\u0445 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab12bb elementor-widget elementor-widget-text-editor\" data-id=\"2ab12bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-651a743 elementor-widget elementor-widget-spacer\" data-id=\"651a743\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38917f4 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"38917f4\" data-element_type=\"container\" id=\"retirement\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5866389 e-con-full AllBenefits e-flex e-con e-child\" data-id=\"5866389\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eabfa5 elementor-widget elementor-widget-spacer\" data-id=\"4eabfa5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57aafc elementor-widget elementor-widget-text-editor\" data-id=\"f57aafc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"p1\" style=\"text-align: center;\">\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a93e5a colorbar elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6a93e5a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2bc105 elementor-widget elementor-widget-spacer\" data-id=\"b2bc105\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b56532 e-con-full e-flex e-con e-child\" data-id=\"4b56532\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee5c4c2 elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-n-carousel\" data-id=\"ee5c4c2\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Retirement Planning&quot;,&quot;_id&quot;:&quot;a48430a&quot;},{&quot;slide_title&quot;:&quot;ICanRetire&quot;,&quot;_id&quot;:&quot;6e0ca34&quot;},{&quot;slide_title&quot;:&quot;IRAs&quot;,&quot;_id&quot;:&quot;1c28a5a&quot;},{&quot;slide_title&quot;:&quot;Compounding Interest&quot;,&quot;_id&quot;:&quot;65658e2&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f11cd0a e-flex e-con-boxed e-con e-child\" data-id=\"f11cd0a\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a477217 elementor-widget elementor-widget-image\" data-id=\"a477217\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-copy-1024x439.jpg\" class=\"attachment-large size-large wp-image-27268\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-copy-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-copy-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-copy-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-copy.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c0300b elementor-widget elementor-widget-text-editor\" data-id=\"0c0300b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e:<br \/>\u043f\u043e\u0447\u0430\u0442\u043e\u043a \u0440\u043e\u0431\u043e\u0442\u0438<\/h3><p>\u0417\u0430\u0432\u0447\u0430\u0441\u043d\u0435 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f&nbsp;&mdash; \u043a\u043b\u044e\u0447 \u0434\u043e \u043a\u043e\u043c\u0444\u043e\u0440\u0442\u043d\u043e\u0433\u043e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e. \u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u043f\u0440\u043e \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0434\u0436\u0435\u0440\u0435\u043b\u0430 \u0434\u043e\u0445\u043e\u0434\u0443 \u0432 \u0440\u0430\u0437\u0456 \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u0442\u0430 \u043e\u0442\u0440\u0438\u043c\u0430\u0439\u0442\u0435 \u0434\u043e\u0441\u0442\u0443\u043f \u0434\u043e \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0442\u0430 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0456\u0437 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f, \u044f\u043a-\u043e\u0442 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u043a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440.&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23a7431 elementor-widget elementor-widget-text-editor\" data-id=\"23a7431\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5aa20ee e-flex e-con-boxed e-con e-child\" data-id=\"5aa20ee\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2be806a elementor-widget elementor-widget-image\" data-id=\"2be806a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/iCanRetire.png\" title=\"iCanRetire.png\" alt=\"iCanRetire.png\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c164a56 elementor-widget elementor-widget-text-editor\" data-id=\"c164a56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>ICanRetire:<br \/>\u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0438\u0439 \u0440\u0435\u0441\u0443\u0440\u0441 \u0456\u0437 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f<\/h3><p>ICanRetire \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0454 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0456 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0438, \u0442\u0435\u0441\u0442\u0438, \u0441\u0442\u0430\u0442\u0442\u0456 \u0442\u0430 \u0432\u0456\u0434\u0435\u043e, \u044f\u043a\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0443\u0442\u044c \u0432\u0430\u043c \u043f\u0456\u0434\u0433\u043e\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0434\u043e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u043d\u0435\u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0432\u0456\u0434 \u0442\u043e\u0433\u043e, \u043a\u043e\u043b\u0438 \u043d\u0430\u0441\u0442\u0430\u043d\u0435 \u0446\u0435\u0439 \u043c\u043e\u043c\u0435\u043d\u0442: \u043d\u0430\u0439\u0431\u043b\u0438\u0436\u0447\u0438\u043c \u0447\u0430\u0441\u043e\u043c \u0430\u0431\u043e \u0447\u0435\u0440\u0435\u0437 \u043a\u0456\u043b\u044c\u043a\u0430 \u0440\u043e\u043a\u0456\u0432. \u0423\u0441\u0435 \u043f\u043e\u044f\u0441\u043d\u044e\u0454\u0442\u044c\u0441\u044f \u0432 \u043f\u0440\u043e\u0441\u0442\u0438\u0439 \u0456 \u0437\u0440\u043e\u0437\u0443\u043c\u0456\u043b\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e1ccb regular-link elementor-widget elementor-widget-text-editor\" data-id=\"b5e1ccb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/start-your-retirement-journey-with-icanretire\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b9649f e-flex e-con-boxed e-con e-child\" data-id=\"8b9649f\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96e7c55 elementor-widget elementor-widget-image\" data-id=\"96e7c55\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-1024x439.jpg\" class=\"attachment-large size-large wp-image-27292\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Planning-for-Retirement.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd52b34 elementor-widget elementor-widget-text-editor\" data-id=\"bd52b34\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0412\u0430\u0448 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a \u0437 \u0456\u043d\u0434\u0438\u0432\u0456\u0434\u0443\u0430\u043b\u044c\u043d\u0438\u0445 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u0440\u0430\u0445\u0443\u043d\u043a\u0456\u0432 (IRA)<\/h3><p>\u041f\u043e\u0447\u0430\u0442\u0438 \u0440\u043e\u0431\u043e\u0442\u0443 \u0437 \u0440\u0430\u0445\u0443\u043d\u043a\u0430\u043c\u0438 IRA, \u044f\u043a\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0443\u0442\u044c \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0435 \u043a\u043e\u0448\u0442\u0456\u0432 \u0434\u043b\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u043f\u0440\u043e\u0441\u0442\u043e. \u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u043f\u0440\u043e \u0442\u0435, \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u044e\u0442\u044c \u0440\u0430\u0445\u0443\u043d\u043a\u0438 IRA, \u044f\u043a\u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043f\u0456\u043b\u044c\u0433\u0438 \u0432\u043e\u043d\u0438 \u043d\u0430\u0434\u0430\u044e\u0442\u044c \u0456 \u0447\u0438 \u043c\u0430\u0454\u0442\u0435 \u0432\u0438 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u043c \u0437\u043d\u0438\u0436\u043a\u0430\u043c.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40e6a2d elementor-widget elementor-widget-text-editor\" data-id=\"40e6a2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c35b1c7 e-flex e-con-boxed e-con e-child\" data-id=\"c35b1c7\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4542bf8 elementor-widget elementor-widget-image\" data-id=\"4542bf8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Compounding-Interest-1024x439.jpg\" class=\"attachment-large size-large wp-image-27304\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Compounding-Interest-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Compounding-Interest-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Compounding-Interest-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Compounding-Interest.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cde7f9 elementor-widget elementor-widget-text-editor\" data-id=\"4cde7f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0420\u043e\u0437\u0443\u043c\u0456\u043d\u043d\u044f \u0442\u043e\u0433\u043e, \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u044e\u0442\u044c \u0441\u043a\u043b\u0430\u0434\u043d\u0456 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0438<\/h3><p><span class=\"TextRun SCXW77166652 BCX0\" lang=\"uk-UA\" xml:lang=\"uk-UA\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW77166652 BCX0\">\u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f, \u044f\u043a \u0441\u043a\u043b\u0430\u0434\u043d\u0456 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0438 \u0434\u043e\u043f\u043e\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u0432\u0430\u043c \u043f\u0440\u0438\u043c\u043d\u043e\u0436\u0430\u0442\u0438 \u043a\u043e\u0448\u0442\u0438 \u0437 \u0447\u0430\u0441\u043e\u043c. \u0414\u043e\u043b\u0430\u0440, <\/span><span class=\"NormalTextRun SCXW77166652 BCX0\">\u0432\u043a\u043b\u0430\u0434\u0435\u043d\u0438\u0439 \u0443 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u043d\u044f&nbsp;<\/span><span class=\"NormalTextRun SCXW77166652 BCX0\">\u0441\u044c\u043e\u0433\u043e\u0434\u043d\u0456, \u0432\u0430\u0440\u0442\u0443\u0454 \u0431\u0456\u043b\u044c\u0448\u0435, \u043d\u0456\u0436 \u0434\u043e\u043b\u0430\u0440, \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u0438\u0439 \u043f\u0456\u0437\u043d\u0456\u0448\u0435, \u043e\u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0432 \u043d\u044c\u043e\u0433\u043e \u0454 \u0447\u0430\u0441 \u043f\u0440\u0438\u043c\u043d\u043e\u0436\u0438\u0442\u0438\u0441\u044f.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee8ee5c regular-link elementor-widget elementor-widget-text-editor\" data-id=\"ee8ee5c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/compounding-interest\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eaffb9 elementor-widget elementor-widget-spacer\" data-id=\"6eaffb9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4737c6b nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"4737c6b\" data-element_type=\"container\" id=\"tax\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a8d2528 e-con-full AllBenefits e-flex e-con e-child\" data-id=\"a8d2528\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5dc1436 elementor-widget elementor-widget-spacer\" data-id=\"5dc1436\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29d253b elementor-widget elementor-widget-text-editor\" data-id=\"29d253b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"p1\" style=\"text-align: center;\">\u041f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0434\u043e \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c17d4f6 colorbar elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c17d4f6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f4d710 elementor-widget elementor-widget-spacer\" data-id=\"6f4d710\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d592a2f e-con-full e-flex e-con e-child\" data-id=\"d592a2f\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9594e05 elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-n-carousel\" data-id=\"9594e05\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;6e0ca34&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;a48430a&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;slides_to_show&quot;:&quot;2&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 2\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-444d380 e-flex e-con-boxed e-con e-child\" data-id=\"444d380\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4009892 elementor-widget elementor-widget-image\" data-id=\"4009892\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Taxes-1024x439.jpg\" class=\"attachment-large size-large wp-image-27316\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Taxes-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Taxes-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Taxes-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Taxes.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0d0676 elementor-widget elementor-widget-text-editor\" data-id=\"b0d0676\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0434\u043e \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u0456 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0435 \u043f\u043e\u0434\u0430\u043d\u043d\u044f<\/h3><p>\u0412\u0430\u043c \u043d\u0435 \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u043e \u0431\u0443\u0434\u0435 \u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u0437\u0430 \u043f\u043e\u0434\u0430\u043d\u043d\u044f \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u0445 \u0434\u0435\u043a\u043b\u0430\u0440\u0430\u0446\u0456\u0439&nbsp;&mdash; \u0456\u0441\u043d\u0443\u044e\u0442\u044c \u043f\u0440\u043e\u0441\u0442\u0456 \u0439 \u0431\u0435\u0437\u043f\u0435\u0447\u043d\u0456 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438, \u044f\u043a\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0443\u0442\u044c \u0432\u0430\u043c \u0432\u0438\u043a\u043e\u043d\u0430\u0442\u0438 \u0446\u0435 \u0437\u0430\u0432\u0434\u0430\u043d\u043d\u044f. \u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u043f\u0440\u043e \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0456 \u0441\u0435\u0440\u0432\u0456\u0441\u0438, \u0449\u043e \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u044e\u0442\u044c \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0443 \u043f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0443 \u0434\u043e \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u0456 \u0434\u0430\u044e\u0442\u044c \u0437\u043c\u043e\u0433\u0443 \u0437\u0435\u043a\u043e\u043d\u043e\u043c\u0438\u0442\u0438 \u043a\u043e\u0448\u0442\u0438.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31bf758 elementor-widget elementor-widget-text-editor\" data-id=\"31bf758\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 2\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-097e5f1 e-flex e-con-boxed e-con e-child\" data-id=\"097e5f1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0ed2fd elementor-widget elementor-widget-image\" data-id=\"d0ed2fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"343\" src=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Tax-Credits-1024x439.jpg\" class=\"attachment-large size-large wp-image-27328\" alt=\"\" srcset=\"https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Tax-Credits-1024x439.jpg 1024w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Tax-Credits-300x129.jpg 300w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Tax-Credits-768x329.jpg 768w, https:\/\/seiu775benefitsgroup.org\/wp-content\/uploads\/2025\/10\/SRT_Tax-Credits.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a762d elementor-widget elementor-widget-text-editor\" data-id=\"b3a762d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u0437\u043d\u0438\u0436\u043a\u0438 \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432<\/h3><p>\u041f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u0437\u043d\u0438\u0436\u043a\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u0437\u043c\u0435\u043d\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u0432\u0430\u0448\u043e\u0433\u043e \u0431\u043e\u0440\u0433\u0443 \u0439 \u043d\u0430\u0432\u0456\u0442\u044c \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438 \u0432\u0430\u043c \u043a\u043e\u0448\u0442\u0438. \u0406\u0441\u043d\u0443\u0454 \u0447\u0438\u043c\u0430\u043b\u043e \u0441\u043f\u043e\u0441\u043e\u0431\u0456\u0432 \u0437\u0435\u043a\u043e\u043d\u043e\u043c\u0438\u0442\u0438&nbsp;&mdash; \u0432\u0456\u0434 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443 \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 \u0434\u043e \u0442\u0440\u0443\u0434\u043e\u0432\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443. \u0414\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f, \u043d\u0430 \u044f\u043a\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0432\u0438 \u043c\u0430\u0454\u0442\u0435 \u043f\u0440\u0430\u0432\u043e \u0439 \u0442\u0435, \u044f\u043a \u0432\u043e\u043d\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u0448\u0456\u0439 \u0441\u0456\u043c&rsquo;\u0457.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50ff146 elementor-widget elementor-widget-text-editor\" data-id=\"50ff146\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u041d\u0415\u0417\u0410\u0411\u0410\u0420\u041e\u041c<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46e9314 elementor-widget elementor-widget-spacer\" data-id=\"46e9314\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e0d893 section_tiles_callout e-flex e-con-boxed e-con e-parent\" data-id=\"5e0d893\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad0897 elementor-widget elementor-widget-jet-carousel\" data-id=\"5ad0897\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;centerMode&quot;:false,&quot;centerPadding&quot;:&quot;50px&quot;,&quot;pauseOnHover&quot;:true,&quot;speed&quot;:500,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-5ad0897&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-5ad0897&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7282\" class=\"elementor elementor-7282 elementor-3248\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-messages-question\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u0449\u043e\u0434\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u043f\u0456\u043b\u044c\u0433<\/h3>\n<p>\u042f\u043a\u0449\u043e \u0443 \u0432\u0430\u0441 \u0454 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u043f\u0435\u0440\u0435\u0439\u0434\u0456\u0442\u044c \u043d\u0430 <a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement-support\/\">\u0441\u0442\u043e\u0440\u0456\u043d\u043a\u0443 \u0441\u043b\u0443\u0436\u0431\u0438 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438<\/a> \u0430\u0431\u043e \u0437\u0430\u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0439\u0442\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043d\u0438\u043a\u0443 Milliman Secure Retirement \u0437\u0430 \u043d\u043e\u043c\u0435\u0440\u043e\u043c <a href=\"tel:1-800-726-8303\">1-800-726-8303<\/a>. \u0414\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0430 \u0432\u0430\u0448\u043e\u044e \u043c\u043e\u0432\u043e\u044e.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement-support\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7288\" class=\"elementor elementor-7288 elementor-3299\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-list\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u043e\u0448\u0438\u0440\u0435\u043d\u0456 \u0442\u0435\u0440\u043c\u0456\u043d\u0438, \u0449\u043e \u0441\u0442\u043e\u0441\u0443\u044e\u0442\u044c\u0441\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u044f\u043a\u0456 \u0432\u0430\u043c \u0441\u043b\u0456\u0434 \u0437\u043d\u0430\u0442\u0438<\/h3>\n<p>\u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437\u0456 \u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u0438\u0445 \u0442\u0435\u0440\u043c\u0456\u043d\u0456\u0432, \u0449\u043e \u0441\u0442\u043e\u0441\u0443\u044e\u0442\u044c\u0441\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u044f\u043a\u0456 \u0432\u0430\u043c \u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u043e \u0437\u043d\u0430\u0442\u0438, \u0449\u043e\u0431 \u0443\u0445\u0432\u0430\u043b\u044e\u0432\u0430\u0442\u0438 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0437 \u043e\u0433\u043b\u044f\u0434\u0443 \u043d\u0430 \u0441\u0432\u043e\u0454 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0435 \u043c\u0430\u0439\u0431\u0443\u0442\u043d\u0454.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/retirement-terms\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7292\" class=\"elementor elementor-7292 elementor-3320\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-circle-dollar-to-slot\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>SEIU 775 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f SEIU 775)<\/h3>\n<p>Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f, SRP) \u043d\u0430\u0434\u0430\u0454 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0430\u043c \u0437\u043c\u043e\u0433\u0443 \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0438\u0439 \u0434\u043e\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u0457. \u0419\u043e\u0433\u043e \u0431\u0443\u043b\u043e \u0440\u043e\u0437\u0440\u043e\u0431\u043b\u0435\u043d\u043e, \u0449\u043e\u0431 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0438\u0442\u0438 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0435 \u0434\u0436\u0435\u0440\u0435\u043b\u043e \u0434\u043e\u0445\u043e\u0434\u0443 \u043d\u0430 \u0434\u043e\u0434\u0430\u0442\u043e\u043a \u0434\u043e \u0456\u043d\u0448\u0438\u0445 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u0440\u0430\u0445\u0443\u043d\u043a\u0456\u0432.&nbsp;<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><div class=\"jet-carousel__content\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7290\" class=\"elementor elementor-7290 elementor-3302\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1028a84 nopadding e-flex e-con-boxed e-con e-parent\" data-id=\"1028a84\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62d38b elementor-widget elementor-widget-text-editor\" data-id=\"a62d38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon_wrap\"><i class=\"fa-light fa-hand-holding-usd\"><\/i><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94aa9d2 elementor-widget elementor-widget-text-editor\" data-id=\"94aa9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0412\u0438\u0445\u0456\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u043a\u043e\u043b\u0438\u0448\u043d\u0456\u0445 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432<\/h3>\n<p>\u0412\u0430\u0448 Secure Retirement Plan (\u041f\u043b\u0430\u043d \u043d\u0430\u0434\u0456\u0439\u043d\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f, SRP) \u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0438, \u044f\u043a\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0443\u0442\u044c \u043f\u0456\u0434\u0433\u043e\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0434\u043e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u0431\u0443\u0434\u0443\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0456 \u0432\u0430\u043c, \u043d\u0430\u0432\u0456\u0442\u044c \u044f\u043a\u0449\u043e \u0432\u0438 \u0432\u0436\u0435 \u043d\u0435 \u043f\u0440\u0430\u0446\u044e\u0454\u0442\u0435 \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u043e\u043c.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781639d regular-link elementor-widget elementor-widget-text-editor\" data-id=\"781639d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/seiu775benefitsgroup.org\/uk\/retirement\/former-caregivers\/\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\n<\/div>\n<\/div><div class=\"jet-carousel__prev-arrow-5ad0897 jet-arrow prev-arrow\"><i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-left\"><\/i><\/div><div class=\"jet-carousel__next-arrow-5ad0897 jet-arrow next-arrow\"><i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0432\u0430\u0448\u0438\u043c\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0420\u0435\u0441\u0443\u0440\u0441\u0438 \u0442\u0430 \u043f\u043e\u0440\u0430\u0434\u0438 \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432. \u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0454\u044e \u043f\u0440\u043e \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0443, \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e, \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u0432 \u0441\u043f\u043b\u0430\u0442\u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432, \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0431\u043e\u0440\u0433\u0430\u043c\u0438 \u0447\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0442\u043e\u0449\u043e. \u041f\u0435\u0440\u0435\u0439\u0442\u0438 \u0434\u043e: (\u0412\u0438\u0431\u0435\u0440\u0456\u0442\u044c \u0440\u043e\u0437\u0434\u0456\u043b) \u041f\u0456\u043b\u044c\u0433\u0438 \u043d\u0430 \u0440\u043e\u0431\u043e\u0447\u043e\u043c\u0443 \u043c\u0456\u0441\u0446\u0456 \u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u043e\u0432\u0441\u044f\u043a\u0434\u0435\u043d\u043d\u0438\u0445 \u0431\u044e\u0434\u0436\u0435\u0442\u0456\u0432 \u041f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u041f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0434\u043e \u0441\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0456\u0432 \u041a\u043e\u0440\u0438\u0441\u0442\u0443\u0439\u0442\u0435\u0441\u044f \u043f\u0456\u043b\u044c\u0433\u0430\u043c\u0438 \u043d\u0430 \u0440\u043e\u0431\u043e\u0447\u043e\u043c\u0443 \u043c\u0456\u0441\u0446\u0456 \u041c\u0435\u0434\u0438\u0447\u043d\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u041f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0438, \u0449\u043e [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":27147,"parent":7252,"menu_order":210,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-7256","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>money-management - SEIU 775 Benefits Group<\/title>\n<meta name=\"description\" content=\"\u0424\u043e\u0440\u043c\u0443\u0439\u0442\u0435 \u0441\u0432\u043e\u044e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0443 \u0432\u043f\u0435\u0432\u043d\u0435\u043d\u0456\u0441\u0442\u044c \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0456\u0437 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0432\u0456\u0434 SEIU 775 Benefits Group, \u0440\u043e\u0437\u0440\u043e\u0431\u043b\u0435\u043d\u0438\u0445 \u0441\u043f\u0435\u0446\u0456\u0430\u043b\u044c\u043d\u043e \u0434\u043b\u044f \u043f\u043e\u043c\u0456\u0447\u043d\u0438\u043a\u0456\u0432. \u041d\u0430\u0432\u0447\u0456\u0442\u044c\u0441\u044f \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u0442\u0438 \u0431\u044e\u0434\u0436\u0435\u0442, \u0437\u0440\u043e\u0437\u0443\u043c\u0456\u0439\u0442\u0435 \u0441\u0432\u0456\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u0440\u0435\u0439\u0442\u0438\u043d\u0433, \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0439\u0442\u0435 \u0431\u043e\u0440\u0433\u0430\u043c\u0438 \u0439 \u0432\u0438\u043a\u043e\u043d\u0443\u0439\u0442\u0435 \u0437\u0430\u0432\u0447\u0430\u0441\u043d\u0435 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f, \u0449\u043e\u0431 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0456 \u043f\u0456\u043b\u044c\u0433\u0438 \u043f\u0440\u0430\u0446\u044e\u0432\u0430\u043b\u0438 \u043d\u0430 \u0432\u0430\u0441.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"uk_UA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"money-management - SEIU 775 Benefits Group\" \/>\n<meta property=\"og:description\" content=\"\u0424\u043e\u0440\u043c\u0443\u0439\u0442\u0435 \u0441\u0432\u043e\u044e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0443 \u0432\u043f\u0435\u0432\u043d\u0435\u043d\u0456\u0441\u0442\u044c \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0456\u0437 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0432\u0456\u0434 SEIU 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